Federal Pacific Panel Warning

Look for "Federal Pacific Electric," "FPE," or "Stab-Lok" on the panel door or breakers. The breakers typically have distinctive red tips or red stripes. The FPE logo resembles a sideways "F" with a small "P" in the center. If your home was built between 1950-1985, there's a higher chance it has an FPE panel. We offer free panel identification—just send us a photo or schedule a free inspection.

Yes. CPSC testing found failure rates between 25-51% depending on breaker type and testing conditions. While not every breaker will fail, the documented failure rates are dangerously high. The CPSC closed their investigation in 1983 due to budget constraints—not because the panels were proven safe. In 2011, the CPSC clarified they never made a determination that FPE breakers were safe. All major electrical safety organizations recommend immediate replacement.

No. The problem extends beyond the breakers to the bus bar design and breaker-to-bus connection. Original FPE breakers are no longer manufactured, and aftermarket "compatible" breakers have shown similar reliability issues in testing. Additionally, you cannot add modern AFCI or GFCI protection to an FPE panel. Full panel replacement is the only way to ensure your home's electrical safety.

Almost certainly yes. FPE panels are blacklisted across the insurance industry. Most carriers will not issue new policies for homes with FPE panels, and existing policies may be cancelled upon discovery. Typical requirements include replacement within 30-60 days. After replacement, we provide complete documentation including permits, inspection approval, and a certificate of completion for your insurance company.

The CPSC investigated FPE panels extensively in the early 1980s but closed the investigation in 1983 without issuing a recall—primarily due to Reagan-era budget cuts, not because the panels were safe. The CPSC issued an official warning about FPE panels in 2012. A New Jersey class action lawsuit in 2008 resulted in a limited settlement for original homeowners, but no nationwide recall or replacement program was ever established.

Panel replacement typically costs $2,500-$4,500 depending on your home's electrical needs and whether a service upgrade is required. This includes the new panel, all labor, permits, and inspection. Given the documented fire risk and insurance implications, replacement is a necessary investment in your home's safety. We offer free inspections and detailed written quotes with no obligation.